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Extreme water and/or air temperature (which create vulnerability to cold shock, hypothermia, heat stroke, etc.)
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Challenging water conditions (such as waves, rapids, currents, tides, obstructions etc.
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Sudden deterioration of weather conditions (such as wind gusts, pop-up storms, lightning etc.)
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Inadequate boat for the expected conditions
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Improperly fitting equipment (such as PFD, boat size, paddle size, etc.)
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Inadequate paddler skills and experience for expected conditions
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Improperly maintained equipment (such as leaking hull or bulkhead, loose seats, broken foot rest, weakened/broken deck lines, etc.)
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Lack of safety supplies (first aid kit, PFD, spare paddle, whistle, throwline, etc.)
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Improper loading and unloading of boat on a vehicle for transporting it to and from the water
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Improper boat launching and take-out
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Unknown factors